Privacy Policy

Effective Date: 19 September 2026
Last Updated: 19 September 2026

1. Introduction

Skillsnify Technologies ("Skillsnify", "we", "us", or "our") respects the privacy of people who use our services.

This Privacy Policy explains how Skillsnify collects, receives, uses, stores, protects, shares, and otherwise processes personal data when you:

• visit our website;
• create a Skillsnify account;
• use our course platform;
• enrol in or purchase Courses;
• join Communities;
• create or sell Courses;
• create or manage Communities;
• participate in course discussions;
• participate in community discussions;
• use creator tools;
• use AI-powered features;
• purchase AI Credits;
• participate in the affiliate programme;
• make or receive payments;
• request creator payouts;
• contact customer support;
• interact with our advertising or marketing;
• communicate with us; or
• otherwise interact with Skillsnify.

Skillsnify is a community and course platform for creators. Because our services involve Students, Creators/Instructors, Affiliates, visitors, and other users, the type of personal data we process depends on how you use Skillsnify.

2. Who We Are

Skillsnify Technologies

Address:
Adonike Compound, Umuogu Okija,
Anambra State, Nigeria

Website:
https://www.skillsnify.com/

Phone: +234 902 036 7617

General Privacy Contact: info@skillsnify.com

Data Protection Officer / Privacy Contact: info@skillsnify.com

Legal/Complaints Contact: info@skillsnify.com

For the purposes of applicable data-protection law, Skillsnify may act as a data controller where it determines the purposes and means of processing personal data. In particular circumstances, Skillsnify may process data on behalf of another controller, in which case our role may be that of a processor.

3. Scope of This Privacy Policy

This Privacy Policy applies to personal data processed through:

• Skillsnify's website;
• Skillsnify applications, where applicable;
• Skillsnify Courses;
• Skillsnify Communities;
• creator dashboards;
• student dashboards;
• affiliate dashboards;
• AI-powered Skillsnify features;
• payment and payout processes;
• customer-support channels;
• marketing communications;
• cookies and similar technologies; and
• other Skillsnify-operated services that link to this Privacy Policy.

This Policy does not automatically apply to third-party websites or services linked from Skillsnify. Those services have their own privacy practices.

4. Our Data-Protection Principles

Skillsnify seeks to process personal data in accordance with applicable data-protection principles, including:

• lawfulness, fairness, and transparency;
• purpose limitation;
• data minimisation;
• accuracy;
• storage limitation;
• integrity and confidentiality;
• accountability; and
• appropriate security.

The Nigeria Data Protection Commission identifies these principles in its guidance concerning the Nigeria Data Protection Act 2023. See the NDPC's official resources and privacy guidance: https://ndpc.gov.ng/resources/ and https://erp.ndpc.gov.ng/privacy_policies.

5. Who This Policy Applies To

This Policy applies to personal data relating to:

• Students;
• Learners;
• Creators;
• Instructors;
• Community owners;
• Affiliates;
• prospective Users;
• website visitors;
• customer-support users;
• people who communicate with Skillsnify;
• business and institutional contacts; and
• other individuals whose personal data is lawfully provided to Skillsnify.

Skillsnify's services are intended for people aged 18 or older.

6. Personal Data We Collect

We collect different categories of information depending on your relationship with Skillsnify.

6.1 Account and Identity Information

We may collect:

• full name;
• username;
• display name;
• email address;
• telephone number;
• country;
• state/province;
• city;
• profile photograph;
• account credentials;
• account identifiers;
• age or date of birth where required;
• verification information; and
• other information required to create or maintain an account.

6.2 Student Information

If you use Skillsnify as a Student, we may process:

• Courses purchased or enrolled in;
• Communities joined;
• Course progress;
• completion information;
• assessment results;
• quiz results;
• assignment submissions;
• certificates earned;
• course reviews;
• ratings;
• comments;
• discussion posts;
• learning preferences;
• subscription information;
• trial information;
• transaction information; and
• interactions with Course or Community features.

6.3 Creator and Instructor Information

If you operate as a Creator or Instructor, we may process:

• name;
• contact information;
• profile information;
• biography;
• professional information;
• qualifications and credentials where provided;
• Course information;
• Community information;
• Course Content;
• Community Content;
• pricing information;
• sales information;
• revenue information;
• commission information;
• payout information;
• bank-account information required for payouts;
• tax information where required;
• identity-verification information;
• creator analytics;
• customer support records;
• platform activity; and
• other information necessary to administer your creator account.

6.4 Affiliate Information

If you participate in the Skillsnify affiliate programme, we may process:

• name;
• contact information;
• affiliate account details;
• affiliate links;
• clicks;
• conversions;
• sales;
• commission information;
• payout information;
• promotional activity;
• fraud-prevention information;
• dashboard activity; and
• other information needed to operate the affiliate programme.

6.5 Payment Information

Skillsnify uses Flutterwave for payment processing.

Depending on the transaction, we may receive or process information such as:

• transaction reference;
• amount;
• currency;
• payment status;
• purchaser information;
• payment method;
• transaction date;
• refund information;
• chargeback information;
• fraud indicators; and
• other transaction-related information.

Payment-card details may be handled directly by the applicable payment processor rather than stored by Skillsnify.

You should review the applicable payment provider's privacy information for details about its processing.

6.6 Creator Payout Information

To process Creator payouts, we may process:

• bank name;
• account name;
• account number;
• payout amount;
• payout history;
• transaction reference;
• identity-verification information;
• tax-related information where required; and
• information necessary to detect or prevent payout fraud.

6.7 Communications

When you contact Skillsnify, we may collect:

• your name;
• email address;
• contact information;
• the content of your message;
• attachments;
• support tickets;
• transaction information relevant to your request;
• correspondence history; and
• other information you voluntarily provide.

6.8 User-Generated Content

Users may submit content such as:

• profile information;
• Course Content;
• Community Content;
• comments;
• discussion posts;
• reviews;
• ratings;
• testimonials;
• assignments;
• images;
• videos;
• documents;
• links; and
• other material.

Some User Content may be visible to other Users depending on the relevant platform settings and feature.

Do not publish personal information that you do not want other Users to see.

6.9 Technical and Device Information

When you use Skillsnify, we may collect technical information including:

• IP address;
• browser type;
• operating system;
• device type;
• device identifiers;
• language preferences;
• time zone;
• referring pages;
• pages viewed;
• features used;
• interaction information;
• approximate location derived from technical information where permitted;
• error logs;
• performance information;
• authentication events;
• security events; and
• other technical information transmitted by your device.

6.10 Usage Information

We may collect information about how you use Skillsnify, including:

• Courses viewed;
• Courses purchased;
• Communities visited;
• pages viewed;
• searches;
• clicks;
• Course progress;
• interactions;
• subscriptions;
• trial usage;
• AI feature usage;
• AI Credit consumption;
• affiliate interactions;
• creator-dashboard activity;
• advertisements interacted with;
• referrals; and
• other platform activity.

7. Information We Receive From Third Parties

We may receive personal data from third parties such as:

• payment processors;
• identity-verification providers;
• fraud-prevention providers;
• analytics providers;
• advertising providers;
• affiliate-tracking systems;
• authentication providers;
• hosting providers;
• cloud-service providers;
• social-media platforms where you interact with us;
• business partners;
• Creators;
• Affiliates;
• institutions; and
• other service providers.

We will process such information in accordance with applicable law and this Policy.

8. Information From Creators About Students

Creators may receive limited information about Students where necessary to operate their Course or Community.

For example, a Creator may be able to see information such as:

• Student name or display name;
• Course enrolment;
• Course progress;
• discussion contributions;
• reviews;
• assignment information;
• certificate status; or
• other information made available through the relevant Creator tools.

Creators must use Student information only for legitimate purposes connected with the Skillsnify service and must not misuse, sell, unlawfully disclose, or exploit Student information.

9. How We Use Personal Data

We may use personal data to:

9.1 Provide Skillsnify Services

Including to:

• create and maintain accounts;
• provide Courses;
• provide Communities;
• process enrolments;
• provide Course access;
• manage subscriptions;
• manage trials;
• provide certificates;
• operate discussion features;
• provide creator tools;
• provide affiliate tools;
• provide AI features;
• process AI Credits;
• process Creator payouts;
• provide customer support; and
• maintain the platform.

9.2 Process Payments

Including to:

• process purchases;
• confirm transactions;
• process refunds;
• manage subscriptions;
• investigate chargebacks;
• prevent payment fraud;
• reconcile transactions;
• calculate Creator revenue;
• calculate commissions; and
• comply with financial obligations.

9.3 Operate the Creator Marketplace

Including to:

• publish Courses and Communities;
• display creator profiles;
• facilitate enrolments;
• calculate commissions;
• provide sales analytics;
• process payouts;
• manage creator accounts; and
• review creator content.

9.4 Operate the Affiliate Programme

Including to:

• create affiliate accounts;
• generate tracking links;
• attribute sales;
• calculate commissions;
• display affiliate analytics;
• process affiliate payments; and
• detect affiliate fraud.

9.5 Improve Skillsnify

Including to:

• understand platform usage;
• troubleshoot problems;
• improve features;
• improve search;
• improve Course discovery;
• improve recommendations;
• evaluate performance;
• conduct analytics;
• develop new features; and
• improve user experience.

9.6 Safety and Security

Including to:

• detect fraud;
• detect account takeover;
• protect accounts;
• prevent abuse;
• investigate suspicious activity;
• enforce platform rules;
• investigate security incidents;
• protect Users; and
• maintain platform integrity.

9.7 Legal and Regulatory Compliance

We may process personal data to:

• comply with legal obligations;
• respond to lawful requests;
• cooperate with regulators;
• comply with court orders;
• establish or defend legal claims;
• maintain required records;
• prevent or investigate unlawful conduct; and
• meet applicable tax, accounting, payment, and regulatory obligations.

9.8 Communications

We may use personal data to send:

• account notifications;
• transaction confirmations;
• payment notices;
• Course updates;
• Community updates;
• security alerts;
• support responses;
• important policy notices;
• service announcements; and
• marketing communications where permitted.

10. Lawful Bases for Processing

Depending on the circumstances and applicable law, Skillsnify may rely on one or more lawful bases for processing personal data, including:

• performance of a contract;
• taking steps at your request before entering into a contract;
• compliance with a legal obligation;
• consent;
• legitimate interests, where permitted and where those interests are not overridden by applicable rights and interests;
• protection of vital interests where applicable; and
• other lawful bases recognised by applicable law.

We will not rely on consent where another lawful basis is more appropriate merely to avoid a legal requirement.

11. Consent

Where Skillsnify relies on consent:

• consent should be freely given;
• consent should be informed;
• consent should be specific where required;
• consent may be withdrawn where applicable; and
• withdrawal of consent does not necessarily affect processing lawfully carried out before withdrawal.

Withdrawing consent may mean that certain optional features can no longer be provided.

12. Marketing Communications

We may send marketing communications where permitted by applicable law.

These may include:

• Course recommendations;
• Creator updates;
• Skillsnify announcements;
• promotional offers;
• affiliate opportunities;
• product announcements;
• educational resources; and
• other marketing messages.

You may opt out of marketing communications through the unsubscribe mechanism provided in the communication or through available account settings.

Service and transactional communications may continue even after marketing preferences are changed.

13. Cookies and Similar Technologies

Skillsnify may use:

• cookies;
• pixels;
• local storage;
• session identifiers;
• analytics technologies;
• device identifiers; and
• similar technologies.

These technologies may be used for:

• authentication;
• security;
• remembering preferences;
• platform functionality;
• analytics;
• performance monitoring;
• personalisation;
• advertising; and
• fraud prevention.

Where required, Skillsnify will provide appropriate choices regarding non-essential cookies or similar technologies.

Your browser or device may also provide controls for managing cookies.

Disabling certain cookies may affect platform functionality.

14. Analytics

Skillsnify may use analytics tools to understand:

• how Users navigate the platform;
• which features are used;
• Course engagement;
• platform performance;
• errors;
• traffic sources;
• campaign performance;
• conversion rates; and
• other service metrics.

Where third-party analytics services are used, those providers may process information according to their own terms and privacy policies.

15. AI and Automated Technologies

Skillsnify provides AI-powered features including:

• AI landing pages;
• AI advertising tools;
• AI course-outline generators; and
• other AI features introduced in the future.

15.1 AI Processing

When you use an AI feature, information you submit may be processed to provide the requested AI output.

For example, you may submit:

• Course topics;
• Course descriptions;
• business information;
• target-audience information;
• advertising instructions;
• prompts;
• draft content; or
• other information you choose to provide.

15.2 AI Output

AI-generated output may be produced using third-party AI technology providers.

Where applicable, information may therefore be processed by those providers under contractual and technical safeguards.

15.3 User Responsibility

Users should avoid entering unnecessary sensitive personal information into AI prompts.

Users remain responsible for reviewing AI-generated content before publishing or relying on it.

16. AI Credit Data

When you purchase or use AI Credits, Skillsnify may process:

• your account identifier;
• purchase information;
• credit balance;
• credit consumption;
• AI feature used;
• transaction information;
• timestamps; and
• related technical information.

This information may be used to administer AI Credits, prevent abuse, calculate usage, provide support, and maintain transaction records.

17. Course and Community Data

Skillsnify processes information about Course and Community participation to provide the service.

This may include:

• enrolment;
• membership;
• Course progress;
• completion;
• subscriptions;
• trials;
• payments;
• comments;
• discussion activity;
• reviews;
• certificates; and
• other participation information.

Creators may receive limited information through Creator tools as necessary to administer their Courses or Communities.

18. Certificates and Educational Records

Where a Creator chooses to issue a certificate, Skillsnify may process information required to generate and maintain the certificate.

This may include:

• Student name;
• Course name;
• Creator name;
• completion date;
• certificate identifier;
• completion status; and
• other certificate-related information.

Certificates may be retained for verification and record-keeping purposes, subject to applicable law.

19. Payment Processing Through Flutterwave

Skillsnify uses Flutterwave for payment processing.

When you make a payment, information may be transmitted to Flutterwave and other relevant payment-service providers.

This may include information necessary to:

• authenticate the transaction;
• process the payment;
• prevent fraud;
• process refunds;
• process chargebacks;
• comply with financial requirements; and
• reconcile transactions.

Skillsnify does not need to store complete payment-card details where those details are handled directly by the payment processor.

Users should review Flutterwave's current privacy information for details about its processing.

20. Creator Payouts

To pay Creators, Skillsnify may process banking and payment information.

This information is used to:

• verify payout details;
• process payout requests;
• prevent fraud;
• maintain financial records;
• reconcile creator earnings;
• comply with legal requirements; and
• investigate payment disputes.

Skillsnify may share necessary information with banks, payment providers, financial institutions, fraud-prevention providers, and other authorised service providers.

21. Chargebacks and Fraud

Skillsnify may process information to investigate:

• chargebacks;
• suspicious payments;
• stolen payment credentials;
• fraudulent accounts;
• suspicious Creator activity;
• affiliate fraud;
• promotional abuse;
• account takeover; and
• other fraudulent activity.

This may involve sharing relevant information with payment providers, fraud-prevention services, financial institutions, regulators, law-enforcement agencies, or other authorised parties where legally permitted or required.

22. Affiliate Tracking

Skillsnify operates an affiliate programme that may track:

• affiliate identifiers;
• referral links;
• clicks;
• conversions;
• Course purchases;
• Community purchases;
• transaction information;
• commissions;
• timestamps;
• campaign information; and
• fraud indicators.

This tracking is used to attribute eligible transactions and calculate affiliate commissions.

23. Information Sharing

Skillsnify does not sell personal data merely because it operates a course and community marketplace.

We may share personal data where necessary with:

• payment processors;
• banks;
• hosting providers;
• cloud providers;
• analytics providers;
• AI technology providers;
• fraud-prevention providers;
• customer-support providers;
• email and communication providers;
• authentication providers;
• affiliate-tracking providers;
• security providers;
• professional advisers;
• auditors;
• insurers;
• regulators;
• government authorities;
• law-enforcement agencies;
• courts;
• professional service providers; and
• other service providers necessary to operate Skillsnify.

We require appropriate service providers to handle personal data according to applicable legal and contractual requirements.

24. Sharing With Creators

Where you enrol in a Course or Community, the relevant Creator may receive limited personal information necessary to provide and manage the service.

This may include:

• your name or display name;
• enrolment status;
• Course progress;
• discussion contributions;
• reviews;
• assignment information where applicable;
• certificate status; and
• other information made available through Creator functionality.

Creators must handle personal information lawfully and must comply with their contractual and legal obligations.

25. Public Information

Certain information may be publicly visible depending on your use of Skillsnify.

For example, a Creator profile may include:

• display name;
• profile photograph;
• biography;
• Course information;
• Community information;
• ratings;
• reviews;
• public posts; and
• other information the Creator chooses to publish.

Do not publish information publicly that you want to keep private.

26. International Data Transfers

Skillsnify is available in Africa and outside Nigeria.

Because our technology and service providers may operate in different countries, personal data may be transferred to or processed in countries outside your country of residence.

Where applicable law requires safeguards for international transfers, Skillsnify will take reasonable steps to use legally recognised transfer mechanisms and appropriate contractual, organisational, or technical safeguards.

International transfers may be necessary to provide:

• hosting;
• cloud services;
• payment processing;
• AI services;
• analytics;
• customer support;
• security; and
• other platform services.

27. Data Retention

Skillsnify retains personal data only for as long as reasonably necessary for the purposes for which it was collected, unless a longer period is required or permitted by law.

Retention periods may depend on:

• the nature of the information;
• the purpose of processing;
• whether you maintain an active account;
• contractual obligations;
• payment and accounting requirements;
• legal obligations;
• dispute resolution;
• fraud prevention;
• security requirements;
• regulatory requirements; and
• legitimate business needs.

Different categories of data may therefore have different retention periods.

When personal data is no longer required, Skillsnify may delete, anonymise, or securely dispose of it, subject to applicable legal and operational requirements.

28. Account Deletion

Where available, you may request deletion of your Skillsnify account.

Deleting an account may not result in immediate deletion of every record.

Skillsnify may retain information where necessary for:

• legal compliance;
• accounting;
• tax records;
• fraud prevention;
• security;
• dispute resolution;
• enforcement of agreements;
• regulatory requirements; or
• other lawful purposes.

Where information is retained, Skillsnify will seek to limit its use to the purpose for which it is retained.

29. Data Accuracy

We seek to maintain accurate personal data.

You should update your account information when it changes.

You may request correction of inaccurate or incomplete personal data, subject to applicable law.

30. Data Security

Skillsnify uses reasonable technical and organisational measures designed to protect personal data against:

• unauthorised access;
• unlawful processing;
• accidental loss;
• destruction;
• alteration;
• disclosure;
• misuse; and
• other security threats.

Security measures may include:

• access controls;
• authentication controls;
• encryption where appropriate;
• logging;
• monitoring;
• backups;
• security reviews;
• staff and contractor controls;
• vendor controls; and
• incident-response procedures.

No online service can guarantee absolute security.

Users should use strong passwords and protect their account credentials.

31. Data Breaches and Security Incidents

If Skillsnify becomes aware of a personal-data breach, we will assess the incident and take steps required by applicable law.

Where legally required, Skillsnify may notify:

• affected data subjects;
• the Nigeria Data Protection Commission;
• other regulators;
• payment providers;
• law-enforcement authorities; or
• other relevant parties.

The content and timing of notifications will depend on the nature and severity of the incident and applicable law.

32. Your Privacy Rights

Depending on applicable law, you may have rights concerning your personal data, including:

1. the right to be informed;
2. the right to access personal data;
3. the right to request correction or rectification;
4. the right to object to certain processing;
5. the right to restrict certain processing;
6. the right to data portability;
7. the right to request erasure or deletion;
8. the right to withdraw consent where processing relies on consent;
9. rights relating to automated decision-making; and
10. the right to lodge a complaint with the relevant supervisory authority.

The Nigeria Data Protection Commission identifies these categories of data-subject rights under the Nigeria Data Protection Act framework. See https://ndpc.gov.ng/.

Not every right applies in every situation, and exceptions may apply under applicable law.

33. Right of Access

You may request information about personal data Skillsnify holds about you.

Subject to applicable law, this may include:

• confirmation that we process your personal data;
• categories of personal data;
• purposes of processing;
• recipients or categories of recipients;
• retention information;
• available information concerning data sources; and
• other information required by applicable law.

Skillsnify may need to verify your identity before responding.

34. Right to Rectification

If personal data we hold about you is inaccurate or incomplete, you may request correction.

We may ask for evidence supporting the requested correction.

35. Right to Erasure

You may request deletion of personal data where applicable law gives you that right.

Deletion may be refused or limited where Skillsnify is legally required or permitted to retain the information.

Examples may include:

• legal obligations;
• accounting records;
• fraud prevention;
• legal claims;
• security;
• regulatory requirements; or
• other lawful exceptions.

36. Right to Object

You may have the right to object to certain processing.

Where applicable, Skillsnify will assess the objection against the legal basis and circumstances of the processing.

You may also object to certain direct marketing.

37. Right to Restrict Processing

Where applicable, you may request that Skillsnify restrict processing of your personal data.

This may apply, for example, where:

• you dispute the accuracy of the information;
• processing is unlawful but you prefer restriction rather than deletion;
• Skillsnify no longer needs the information but you need it for a legal claim; or
• you have objected to processing and the applicable legal assessment is pending.

38. Data Portability

Where applicable, you may have the right to receive certain personal data in a structured, commonly used, and machine-readable format and/or request that it be transmitted to another controller.

This right is subject to applicable legal conditions and exceptions.

39. Automated Decision-Making

Skillsnify may use automated technologies for purposes such as:

• fraud detection;
• security;
• recommendations;
• content moderation;
• platform personalisation;
• advertising optimisation; and
• operational decision-making.

Where a decision is legally considered solely automated decision-making producing legal or similarly significant effects, Skillsnify will provide the rights and safeguards required by applicable law.

40. How to Exercise Your Rights

To exercise a privacy right, contact:

Privacy/Data Protection Contact: info@skillsnify.com

Your request should include:

• your full name;
• account email;
• description of the request;
• relevant information needed to identify the data; and
• any other information reasonably required to process the request.

Skillsnify may request reasonable identity verification to prevent unauthorised disclosure of personal data.

We will respond within the period required by applicable law.

41. Complaints About Privacy

If you believe Skillsnify has processed your personal data unlawfully, you should first contact us so that we can investigate and attempt to resolve the issue.

You may also have the right to lodge a complaint with the relevant data-protection supervisory authority.

For Nigeria, the relevant supervisory authority is the Nigeria Data Protection Commission (NDPC).

42. Children and Minors

Skillsnify is an 18+ platform.

We do not knowingly permit people under 18 to create accounts or use Skillsnify.

If you believe a minor has provided personal data to Skillsnify, contact us using the privacy contact details above.

We will assess the situation and take appropriate action consistent with applicable law.

43. Sensitive and Special Categories of Data

Skillsnify does not generally require Users to provide sensitive personal data to use ordinary Course or Community services.

Users should avoid posting unnecessary sensitive information in:

• Course discussions;
• Community discussions;
• reviews;
• public profiles;
• AI prompts;
• comments; or
• other public or semi-public areas.

Where Skillsnify processes sensitive or special-category personal data, it will do so only where permitted by applicable law and with appropriate safeguards.

44. Third-Party Websites and Services

Skillsnify may contain links to:

• external meeting services;
• payment services;
• social-media platforms;
• creator websites;
• external educational resources;
• third-party applications; and
• other websites.

This Privacy Policy does not control the privacy practices of those third parties.

You should review the privacy policies of third-party services before providing them with personal data.

45. Social Media

If you interact with Skillsnify through social-media platforms, those platforms may collect and process personal data according to their own policies.

Skillsnify may receive information made available to us through those platforms depending on your settings and the platform's functionality.

46. Business Transfers

If Skillsnify is involved in:

• a merger;
• acquisition;
• restructuring;
• financing;
• sale of assets;
• sale of the business; or
• another corporate transaction,

personal data may be transferred as part of that transaction, subject to applicable law and appropriate safeguards.

47. Professional Advisers

Skillsnify may disclose personal data to:

• lawyers;
• accountants;
• auditors;
• insurers;
• consultants;
• compliance professionals;
• security specialists; and
• other professional advisers

where reasonably necessary for legitimate business, legal, regulatory, security, or compliance purposes.

48. Government and Law-Enforcement Requests

Skillsnify may disclose personal data where reasonably necessary to:

• comply with a valid legal obligation;
• respond to lawful government requests;
• comply with court orders;
• protect the rights or safety of Skillsnify or others;
• investigate suspected fraud;
• investigate suspected unlawful activity; or
• establish, exercise, or defend legal claims.

Skillsnify will seek to limit disclosure to information reasonably necessary for the relevant purpose.

49. Data Minimisation

Skillsnify seeks to collect personal data that is reasonably necessary for the relevant purpose.

We do not intend to collect information merely because it is technically available.

Users should avoid providing unnecessary personal information.

50. Privacy by Design

Skillsnify seeks to incorporate privacy and security considerations into the development and operation of its platform.

Depending on the nature and scale of processing, this may include:

• access controls;
• data minimisation;
• privacy reviews;
• security assessments;
• vendor assessments;
• retention controls;
• role-based access;
• technical safeguards; and
• privacy impact assessments where appropriate.

51. Changes to This Privacy Policy

Skillsnify may update this Privacy Policy from time to time.

Changes may be made because of:

• new features;
• changes to the platform;
• changes to service providers;
• legal or regulatory developments;
• security improvements;
• changes in data-processing practices; or
• other legitimate operational reasons.

Where changes are material, Skillsnify may provide reasonable notice through:

• email;
• platform notification;
• website notice; or
• another appropriate communication method.

The "Last Updated" date at the top of this Policy will be updated when changes are made.

52. Contact Us

For privacy questions, data-subject requests, or privacy complaints:

Skillsnify Technologies

Adonike Compound, Umuogu Okija,
Anambra State, Nigeria

Website:
https://www.skillsnify.com/

Privacy/Data Protection Email:
info@skillsnify.com

Data Protection Officer:
info@skillsnify.com

Legal/Complaints Email:
info@skillsnify.com

53. Document Control

Document: Skillsnify Technologies Privacy Policy
Version: 1.0
Effective Date: 19 September 2026
Last Updated: 19 September 2026
Primary Jurisdiction: Nigeria, subject to applicable laws in other jurisdictions
Platform: https://www.skillsnify.com/

Appendix A — Summary of Major Data Categories

Appendix B — Skillsnify Privacy Commitments

Skillsnify seeks to:

• collect only reasonably necessary personal data;
• use personal data for identified and lawful purposes;
• maintain reasonable security safeguards;
• provide applicable data-subject rights;
• use appropriate safeguards for third-party processors;
• address privacy complaints;
• investigate security incidents;
• respect applicable international-transfer requirements;
• maintain appropriate retention practices; and
• update this Policy when material processing practices change.